Real estate appraisal services for homeowners in the city of Grand Meadow and Mower County
See the top seven reasons why Minnesota homeowners need Accurate Real Estate Appraisals:
We at Accurate Real Estate Appraisals understand the special needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. Being a regular homeowner that ordinarily doesn't look at appraisals every day, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Challenge Mower County's assessment of your propertyLet's say you live in a local area that's going down -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Accurate Real Estate Appraisals is your strongest weapon.
Appraisals to remove PMIA popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. Accurate Real Estate Appraisals is experienced in helping consumers just like you delete undesirable PMI insurance.
Was your HELOC recently frozen?If your house is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Accurate Real Estate Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Accurate Real Estate Appraisals can help you with that. Even though most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.